1. They come in all shapes and sizes
There are small scams and large scams, and there are scams that pass you every day. It is possible to be a victim of fraud for as little as $5 or as much as $10,000. They appear in your mailbox, at the grocery store, in your email, on your Facebook, and even on the sidewalk. Always be cautious, and know that no one is impervious to it.
2. It doesn't matter how educated you are
Scammers are smart, and sometimes they prefer to target those with high-paying jobs. Some people believe that a majority of those who fall victim to fraud are the elderly or uneducated. This statement is false, and young adults are actually the most targeted group by scammers.
3. They look legitimate
Not all scams are a blinking side banner that reads, “You’ve just won a million dollars! Click below to claim your prize!” Most are sly and look completely normal. They come from companies with legitimate looking names, emails with government-style addresses, and will go above and beyond to convince you they are real. Social media is constantly exposing us to spam links, websites, and public profiles.
4. Not every scammer is a stranger
It may be hard to imagine, but sometimes scams originate close to home. If your credit card or debit card numbers get stolen and used without your knowledge, it may not be a stranger. Roommates and friends sometimes do unethical things in times of need. Be sure to keep all personal information, bank cards, and money in safe, secure locations. Never lend your credit card or debit card number or pin to friends, no matter how much you trust them.
5. The internet is a world of knowledge
Public computers and Wi-Fi networks are some of the most common places people acquire your personal information. Although updating passwords frequently and monitoring where you access your personal accounts may help reduce fraud risk, you’re never completely safe. Technology has opened us up to a world connected through online interactions and transactions, but it has also made personal lives more vulnerable.