It’s also a common misconception that, because many banks are large, they must offer more products and services and have better technology. While some smaller credit unions and banks may have limited resources to provide services, not all financial institutions are the same. Many credit unions offer expanded products and services that also have far fewer fees to use them than banks! These services can include a sleek mobile app, expanded call center and online support hours, on-the-spot card printing, contactless card and card-lock technology, and more. Be sure to ask about available features if you’re unsure. People tend to assume a product isn’t available, even if they just haven’t heard about it.